What is a Cash Advance?
A short-term advance against your expected income or card sales. Ideal for emergencies, bills, or business expenses. Repayment is usually deducted automatically from your next salary, bank deposit, or daily card turnover.
Who Is It For?
- Salaried individuals needing funds before payday.
- Merchants/business owners bridging expenses until card sales clear.
- Anyone facing urgent or unexpected cash flow gaps.
Benefits
Quick Payout
Same-day or next-day funds once approved.
Flexible Use
Cover bills, medical costs, stock purchases, or emergencies.
No Long-Term Commitment
Short repayment cycle tied to next income or card turnover.
Eligibility & Documents
- Proof of income (recent payslip or merchant sales records).
- Valid South African ID or company registration.
- 3 months bank statements and active bank account.
- Businesses/Trusts: entity docs and responsible parties’ IDs.
- Affordability and risk checks must be met.
- Repayment is typically a deduction from salary or card turnover.
Costs, Limits & Timing
Advance Size
Usually 30–50% of monthly income or average card turnover.
Fees & Interest
Transparent once-off fee or short-term interest, quoted upfront.
Timing
Payout often same-day, within 24 hours of approval.
How It Works
Apply
Submit income proof and bank details.
Review
We assess affordability and verify your info.
Approval
Receive an offer with clear repayment terms.
Payout
Cash is released to your bank account.
Repayment
Automatically deducted from next salary or daily sales.
FAQs
How is this different from a loan?
It’s smaller, faster, and linked to your next income — no long-term instalments.
How much can I get?
Up to a percentage of your verified income or sales turnover, subject to affordability.
Do I need collateral?
No — typically unsecured, but linked to your income stream.
Can I reapply?
Yes, once your current advance is fully settled, you may qualify again.
Ready for Fast Cash Relief?
Get a quick cash boost today and repay with your next income.
